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Health Plans

Predictable Cost

Whether you need a routine check-up, to see a specialist, or visit an urgent care facility, predictable cost plans can help you stretch your budget. Choose from a variety of deductibles and out-of-pocket maximums. These plans have low, predictable copayments for commonly used services, so you know your costs up front.

BlueOptions Plans

  • PPO Plan
  • No referrals
  • Large network of providers to choose from
  • In & out-of-network benefits

BlueCare Plans

  • HMO Plan
  • Primary Care Physician required to help manage care
  • No referrals for specialist visits
  • In-network benefits only
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HSA-Compatible

Looking for a lower premium and tax savings potential? Try one of our comprehsive high-deductible health plans that are compatible with a Health Savings Account (HSA). These plans allow you to open an HSA, which you own and control. Money you contribute to your HSA can be used to pay for qualified medical expenses - tax free - including out-of-pocket amounts for deductibles, coinsurance and more.

BlueOptions Plans

  • PPO Plan
  • No referrals
  • Large network of providers to choose from
  • In & out-of-network benefits

BlueCare Plans

  • HMO Plan
  • Primary Care Physician required to help manage care
  • No referrals for specialist visits
  • In-network benefits only
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Hospital Surgical Plus

Hospital Surgical Plus means that you have the security of coverage for major events that may require hospital care, plus help paying for routine doctor visits, prescription medications, lab tests, dental check-ups and more. This unique combination offers you lower premiums than a conventional plan.

BlueOptions Plans

  • PPO Plan
  • No referrals
  • Large network of providers to choose from
  • In & out-of-network benefits

BlueSelect Plans

  • EPO/PPO Plan
  • Generally lowest cost
  • No referrals required
  • In and out-of-nework benefits for most services
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Low Cost

These lower-priced plans are great if you appreciate the value of medical coverage, but don't want to pay for benefits you might not use. From routine doctor's visits, to covered lab tests (free when using in-network providers) and hospital stays, you'll have coverage for your family's everyday needs - even unexpected events.

BlueSelect Plans

  • EPO/PPO Plan
  • Available in certain counties only
  • No referrals required
  • In & out-of-nework benefits for most services
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Value Plan

If you want simple and affordable health and dental coverage without the hassle of providing a medical history or medical tests, try one of our Value Plans with No Health Questions Asked. Value plans provide discounts on health care and dental services, and routine care coverage that won't break the bank. GoBlue is a limited benefit plan that has limitations and exclusions. NetworkBlue is one of our Preferred Provider Networks made up of independent hospitals, physicians, and ancillary providers.

GoBluePlans

  • Guaranteed acceptance
  • Limited benefit plan, includes health and dental
  • Pays up to $50 for certain services
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Health Plan with Dental Benefits

These plans combine health and dental coverage into one convenient plan. Enjoy low, predictable copayments for covered office visits and a low calendar year deductible and then coinsurance for other services.

BlueOptions Plans

  • PPO Plan
  • No referrals required
  • Large network of providers to choose from
  • In & out-of-network benefits
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Temporary

If you're between jobs or just starting out, BlueOptions Temporary Insurance offers comprehensive medical benefits without medical underwriting. Choose coverage for 30, 60, 90, or 180 days, which is also considered Creditable Coverage when you're ready for long-term health coverage with Blue Cross and Blue Shield of Florida.

BlueOptions Plans

  • PPO Plan
  • No referrals required
  • Large network of providers to choose from
  • In & out-of-network benefits
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Pharmacy Coverage

No one needs to tell you that the cost of prescription drugs keeps rising. Advancements in medicine are driving demand and increasing drug use by consumers. But being a smart consumer can help lower your out-of-pocket costs. In keeping with our mission to provide affordable health care choices, we offer members pharmacy programs with our health plans - along with information to help them understand how to use their plan to lower their costs.

To learn more about prescription drugs and plans we offer, click Tell Me More.

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Help Me Choose a Plan

Health solutions by choice not chance. Let us help narrow down the plan that best fits your needs and budget!

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What to Expect

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AskBlue

AskBlue is an interactive guide to help you understand your healthcare options.

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Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc., D/B/A Florida Blue. HMO coverage is offered by Health Options, Inc., D/B/A Florida Blue HMO, an HMO subsidiary of Blue Cross and Blue Shield of Florida, Inc. These companies are Independent Licensees of the Blue Cross and Blue Shield Association. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.

Networks are comprised of independently contracted health care providers.